Work on your phrasal verbs 22: Money & spending - Thẩm Tâm Vy

 Thẩm Tâm Vy, October 17th, 2018 WORK ON YOUR PHRASAL VERBS 22 MONEY & SPENDING 
WORK ON YOUR PHRASAL VERBS 22 ~ MONEY & SPENDING 
1. amount to. If something amounts to a particular sum or number, its total is that quantity. 
 - She lost all her savings, which amounted to a large sum of money. 
NOTE. I You can also use add up to. 
2,. bring in. Someone or something that brings in money, or brings money in, makes or earns it. 
 - Tourism is a big industry, bringing in £7 billion a year. 
 - We will have to consider how we can bring funds in. 
3. build up. If something builds up or if you build it up, it gradually increases in amount, size, or 
strength. 
 - Money built up in your savings can be used to boost your retirement income. 
 - We helped to build up the wealth of this country. 
 - The city must build its cash reserves up to a more comfortable level. 
4. come into. If someone comes into money, property, or a title, they get it when someone in 
their family dies. 
 - She came into some money on her mother's death. 
5. cut back on. If you cut back on the money that you spend on something, you reduce it. 
 - The government has had to cut back on public spending. 
6. get into. If you get into a difficult situation, or if someone gets you into it, you start to be 
involved in it, often without intending to be. 
 - Make sure you don't get into debt. 
 - He got himself into such a mess. 
7. give away. If you give away something, or give something away, you give it to someone 
without taking money in return. 
 - She has given away jewellery worth millions of dollars. 
 - I couldn't decide whether to keep the money he left me or give it away. 
8. live on. If you live on an amount of money, you have that amount of money to buy things. 
 - I don't have enough to live on. 
9. pay for. [a] If you pay for something, you give someone money for it. 
 - We have to have money to pay for the food we eat. 
[b] If something that you buy pays for itself, it saves you as much money as you spent on it. 
 - These water heaters are more efficient and will pay for themselves within five years. 
10. pay in. When you pay in money, or pay money in, you put it into a bank account. 
 - Roberto called in at the bank to pay his cheque in. 
 - I paid in £ 750 this morning. 
11. pay off. If you pay off a debt or bill, you pay all the money that you owe. 
 - The most common reason for borrowing is to pay off existing loans. 
 - She paid her debts off by selling her house. 
12. put down. If you put down money when you are buying something, you pay a part of the 
money that you owe. 
 - I had put down the first month's rent as a security deposit. 
 - Do you want me to put a deposit down to secure the offer? 
13. sell off. If you sell something off, you sell it to get rid of it, usually for a low price. 
 - They plan to break up the company and sell it off. 
 - The land was sold off to developers. 
14. sell out. If something sells out, or if a shop sells out of it, it has all been sold. 
 - Shops almost immediately sold out of the product. 
 - The toy was so popular, every store in town was sold out. 
15. set aside. If you set aside something, or you set something aside, you keep it for a particular 
purpose. 
 - Set aside a fixed amount every month towards your pension. 
 - I try to set some money aside in case of emergencies. 
 - Some time should be set aside for preparation. 
NOTE. You can also use put aside. 
16. take out 
[a] If you take out something such as a licence, an insurance policy, or a bank loan, you arrange 
to get it. 
 - We took out a loan to buy the car. 
 - How much the policy pays depends on when you took it out. 
[b] |f you take money out, you obtain it from your bank account. 
 - You can take cash out at any ATM. 
 - What is the best way to take out money when travelling abroad? 
PRACTICE 
I. Complete the sentences. Choose the correct particle. 
1. The cost of the operation will amount at/ to / in 165,000 Euros. 
2. I've come into /to / in a little money. I'll be able to repay that loan sooner than expected. 
3. Are you struggling to pay over/ off/ down your debts? 
4. We have put to / over / down a deposit on a new house. 
5. The company plan to sell off / over / down the shares next month. 
6. The cash was set around / aside / away for road and rail improvements. 
II. Match phrasal verbs 1-6 with definitions A-F. 
1. She wanted to build up her savings a bit more before she retired. 
2. They got into some financial difficulties at the start of the year. 
3. One supermarket sold out of the product in just one day. 
4. I don't know how he manages to live on $200 a week. 
5. Tuan Hung went to the bank to take out some money. 
6. Kwame had put aside some cash to cover any additional costs. 
A. buy things that you need (with a certain amount of money) 
B. gradually increase the amount of something 
C. keep something for a particular purpose 
D. obtain (money) from your bank account 
E. reach a point where you have no more to sell 
F. start to be involved in something unintentionally 
III. Complete the sentences with the phrasal verbs in the list below. 
pay for - added up to - brings in - taking out – sold off - cut back on 
1. I think we should consider...........a loan to help us pay for the wedding. 
2. It's better for them to.............unnecessary expenses as much as possible. 
3. Son didn't have enough money to.............such an expensive car. 
4 .The building was...............forvery little money by the local council. 
5. The total cost of the holiday.........over ten thousand Euros. 
6. Tourism..............a lot of money to the city. 
IV. Match questions 1-6 with the correct replies A-F. 
1. Have you set aside any money for emergencies? 
2. Is it true that he's a millionaire? 
 Thẩm Tâm Vy, October 17th, 2018 WORK ON YOUR PHRASAL VERBS 22 MONEY & SPENDING 
3. How much interest have you earned? 
4. Would't you like to earn more money? 
5. Can I pay in money electronically from one account to the other? 
6. How much does roof insulation cost? 
A. It's quite expensive, but it should pay for itself within a year due 
 to lower heating bills. 
B. No, I wouldn't. I have enough money to live on, and I'm happy 
 with that. 
C. The total interest amounts to $500. 
D. Yes, he came into a lot of money after his father died, 
E. Yes, if you sign up to our Internet banking service. 
F. Yes. I've got some cash available to cover any unexpected costs. 
V. Complete these adverts. Write the correct particle. 
1. DEBTS? WE CAN HELP YOU PAY THEM...................! 
2. YOU WON'T NEED TO CUT BACK...............LUXURY WHEN YOU SHOP WITH US. 
3. YOU CAN TAKE.................YOUR MONEY WHEN IT SUITS YOU. 
4. DON'T DELAY - PUT...............A DEPOSIT TODAY! 
5. WORK FOR US AND BRING................MORE MONEY! 
6. BUILD...............YOUR SAVINGS WITH OUR GOLD SAVERS ACCOUNT. 
VI. Correct the phrasal verbs in these sentences. 
1. In order to save money, we are cutting off on unnecessary stationery. 
2. It took us a while to build for a large database, but we've succeeded in that now. 
3. How are you ever going to pay in all these expensive things you've bought on your credit 
card? 
4. Having too many credit cards is a common way for people to get on debt. 
5. She's come on some money and has bought a huge house in the south of France. 
6. It's a good idea to set off some money for when you have retired. 
VII. Make these sentences less formal. Replace the underlined verbs with the phrasal verbs 
in the list below.. 
built up - cut back on – give away - paying in - brings in - came into 
1. If you're going to the bank, would you mind depositing a cheque for me? 
2. I'm going to donate some old clothes to a charity. 
3. He inherited a lot of money when his wealthy grandparents died. 
4. We need to reduce the amount of money we spend on food. 
5. It's only a part-time job, but it makes me some extra money at least. 
6. I'm saving a little money every month for my annual holiday. At the end of the year, it will 
have grown into a sizeable fund . 
VIII. Read this extract from a financial advice website. Underline all the phrasal verbs, 
then decide if the sentences that follow are true (T) or false (F). 
MONEY MATTERS 
 If you're looking to put down a deposit on a house, you might think you can't afford it, but there 
are things you can do to help. Cutting back on luxuries you don't need is a great way to build up 
your savings. You might also want to consider taking out a loan to help cover the cost of a large 
deposit. Remember, if you do get into debt, don't worry - there are companies out there who can 
help you to pay it off. 
1. There are things you can do to help pay for a deposit on a house.  
2. Spending more on luxuries can help to increase your savings.  
3. You should consider arranging to get a loan.  
4. If you start to owe a lot of money, you should worry about it.  
5. There are companies who can help you pay all the money that you owe.  
ANSWER KEY 
I. 1. to 2. into 3. off 4. down 5. off 6. aside 
II. 1. B 2. F 3. E 4. A 5. D 6. C 
III. 1. taking out 2. cut back on 3. pay for 4. sold off 5. added up to 6. brings in 
IV. 1. F 2. D 3. C 4. B 5. E 6. A 
V. 1. OFF 2. ON 3. OUT 4. DOWN 5. IN 6. UP 
VI. 
1. In order to save money, we are cutting back on unnecessary stationery. 
2. It took us a while to build up a large database, but we've succeeded in that now. 
3. How are you ever going to pay off all these expensive things you've bought on your credit 
card? 
4. Having too many credit cards is a common way for people to get into debt. 
5. She's come into some money and has bought a huge house in the south of France. 
6. It's a good idea to set aside some money for when you have retired. 
VII. 1. paying in 4. cut back on 2. Give away 5. brings in 3. came into 6. built up 
VIII. If you're looking to put down a deposit on a house, you might think you can't afford it, but 
there are things you can do to help. Cutting back on luxuries you don't need is a great way to 
build up your savings. You might also want to consider taking out a loan to help cover the cost 
of a large deposit. Remember, if you do get into debt, don't worry - there are companies out there 
who can help you to pay it off. 
1 T 2 F 3 T 4 T 5 F